Retirement is a fact of life. Less than 6% of all South Africans will be able to continue their current lifestyle after retirement.
Contrary to popular belief, your biggest asset is not your house, but in fact your ability to earn a monthly income. What will happen when you lose the ability to earn an income due to death, injury or illness?
Are you an owner or co-owner of a business? What will happen to your business if your business partner dies? Will your partner’s spouse become your new business partner tomorrow because he/she inherited the deceased’s share in your business or will you have the necessary funds immediately available to buy your deceased’s business partner’s shares of the business?
The first goal of invesment advice is to maximise returns on investment and the second is to minimize risk.
Selecting the right medical aid that suits your family’s medical needs is not an easy task. At Dewel Financial Services we will assist you in selecting the right fit for you and your family.
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The Standards of Professional Conduct (Standards) define financial planning as “the process of determining whether and how an individual can meet life goals through the proper management of financial resources. Financial planning integrates the financial planning process with the financial planning subject areas.”